:root{--ink:#18212b;--muted:#66717d;--paper:#fbfaf7;--card:#fff;--accent:#315f59;--soft:#e8f0ed;--line:#dde3df;--warm:#f3eee4}
*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.65}
a{color:var(--accent)}.wrap{max-width:1080px;margin:auto;padding:0 22px}.narrow{max-width:760px}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}.nav{height:68px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{font-weight:850;text-decoration:none;color:var(--ink);letter-spacing:-.03em;font-size:1.18rem}.navlinks{display:flex;gap:18px;align-items:center}.navlinks a{text-decoration:none;color:var(--ink);font-size:.94rem}
.hero{padding:76px 0 54px;background:linear-gradient(180deg,#eef5f2 0,#fbfaf7 100%)}h1{font-size:clamp(2.25rem,6vw,4.7rem);line-height:1.02;letter-spacing:-.055em;margin:.2em 0}.hero p{font-size:1.18rem;max-width:720px;color:#4e5a63}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-weight:800;font-size:.76rem;color:var(--accent)}.btn{display:inline-block;background:var(--accent);color:white;text-decoration:none;padding:13px 18px;border-radius:10px;font-weight:800}.btn.secondary{background:white;color:var(--ink);border:1px solid var(--line)}
section{padding:48px 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:22px}.card h3{margin-top:0;line-height:1.2}.card a{text-decoration:none}.article{padding:58px 0}.article h1{font-size:clamp(2.2rem,5vw,3.8rem)}.article h2{margin-top:2.1em;line-height:1.2}.article h3{margin-top:1.6em}.dek{font-size:1.18rem;color:var(--muted)}.note,.cta{border-radius:15px;padding:20px;margin:28px 0}.note{background:var(--warm)}.cta{background:var(--soft);border:1px solid #cfddd8}.cta h3{margin-top:0}.disclosure{font-size:.9rem;color:var(--muted);border-left:3px solid var(--accent);padding-left:13px}
.msg{background:#fff;border:1px solid var(--line);padding:14px 16px;border-radius:15px;margin:10px 0;font-weight:600}.crumbs{font-size:.88rem;color:var(--muted);margin-bottom:20px}.crumbs a{color:inherit}
footer{border-top:1px solid var(--line);background:#fff;padding:36px 0;margin-top:30px}.foot{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}.footlinks{display:flex;gap:15px;flex-wrap:wrap}.footlinks a{color:var(--muted)}
table{width:100%;border-collapse:collapse;margin:20px 0}th,td{border-bottom:1px solid var(--line);text-align:left;padding:11px 8px;vertical-align:top}
@media(max-width:760px){.grid{grid-template-columns:1fr}.navlinks a:not(.keep){display:none}.hero{padding-top:50px}.nav{height:62px}}